On the surface, most people consider Social Security benefits as compensation for American citizens who are unable to work due to an unprecedented illness, injury or permanent disability. However, to receive compensation, sustaining an injury is not enough. You need to pass the SSA set criteria to qualify as disabled, which they determine in the following ways.
Ability to work. The SSA will determine if your working ability is limited because of your injury. To do this, they’ll evaluate your previous work performance and the skills obtained while on the job. They’ll then decide if you can continue with your previous job by gauging your current skill level. If you can’t use your skills in a new working environment, the SSA will consider you disabled.
Severity of your condition. Your incurred injury should be substantial enough to warrant you unemployed for at least 12 months. This includes suffering impairment to your mobility and work capacity, hindering you from carrying out basic job tasks like lifting, sitting, standing, moving or interacting with objects.
If your condition matches the SSA list of disabilities. For you to be disabled, your condition needs to prevent you from completing a substantial gainful activity (SGA). Some of the common conditions the SSA regards as disabilities include:
- Respiratory illnesses
- Auto-immune disorders
- Cancer
- Loss of speech or hearing
- Musculoskeletal injuries
- Cardiovascular diseases